PI insurance protects businesses against claims for professional mistakes, errors and omissions. In an increasingly litigious society, it offers protection against potentially calamitous financial loss and is a compulsory requirement of many professional bodies.

PI insurance is a specialist area of insurance which is often not well understood by general brokers. Unless firms work with a specialist broker, they can be exposed to the risk of gaps in their cover.

We work closely with our clients to fully understand their businesses and to present their risk to insurers in a positive manner, ensuring their policy is suited to their individual needs and responds fully to all legitimate claims.

This includes reviewing policy wordings, clauses, endorsements and extensions. We frequently widen standard policy coverage on behalf of our clients and arrange bespoke policy wordings. We also regularly review insurers to assess premium levels, claims handling performance, cover offered and financial strength.

Because we only provide PII broking and offer access to the whole of the open market, we place our clients’ business with strong insurers often at below market rates. We placed our clients with over 40 different insurers in the last year.

We also provide a wholesale PI insurance broking service, to make our skills available to general insurance brokers. Click here for further information.