Land Surveyors and Quantity Surveyors often face a lack of understanding in the Professional Indemnity Insurance (‘PII’) market, and find themselves lumped in with entirely different professionals also working under the heading of ‘Surveyors’.

This knee-jerk reaction by both brokers and insurers alike is unforgivable, and the frustration of the QS faced with yet another quotation with a special excess for Survey & Valuation work is entirely understandable.

However this lack of understanding can have a far more detrimental effect on the business, when it is considered that residential and commercial surveyors for lenders are facing an extremely hard PII market, and their premiums are rocketing. This is not a box in which a land or quantity surveyor want to find themselves by default, when many of these firms are facing a substantial downturn in their own income due to the decrease and cancellation of both public and private construction projects.

Brunel Professional Risks are not guilty of this fundamental error, and appreciates that involvement in construction projects requires additional support services. Brunel have an in house risk management team and offer a two tier support network in respect of contract documents (appointments, warranties, notation), including review by our risk management team and review by Fishburns Solicitors for their legal eye. Brunel understand that the advice given should be as much about the commercial arena as the risk management and we always make ourselves available to negotiate with your client if matters become complicated.

The present economic climate is presenting challenges enough, without misapprehension increasing your costs and giving you inappropriate protection. Your broker should understand your profession. Your broker should understand the risks you face. Brunel is that broker.